ABCs of Wealth is a unique curriculum that combines character development with financial education in a quest to build stronger families, neighborhoods, communities, and a new world

ABCs of Wealth series is a complete set of instructions for children from the age of 5 to adults in their retirement. Currently this curriculum is offered in two levels.
Sessions can be offered on daily or weekly basis. Classes for various age groups are organized separately unless parents, children, and youth are participating in a family program. Parents are encouraged to attend and participate in workshops along with their children and youth. Each participant receives an age appropriate workbook and one treasure box.

Appropriate for all ages.
Adoptable Globally in any local economy.

Appropriate for ages 14 and up.
Adoptable Globally in any local economy.


Basic Level

Goal of this level is to introduce the importance of character development in individual, family, and community social and economic affairs. Hands-on activities and short inspirational videos are utilized to keep the participants engaged in every lesson.
Throughout this level attendees:
  • Learn to set small financial goals and develop the habit of patiently saving for them.
  • Develop the habit of scheduling, tracking, and recording many aspects of life such as time, chores, and money.
  • Learn the importance of planning for life necessities (food, water, shelter, health, and clothing) before anything else.
  • Develop the habit of sharing and teaching newly acquired knowledge to sibling, parents, family, neighbors, community, and the whole world.
Lesson 1 – Human treasures (virtues and character traits)

How virtues play a role in our daily and financial affairs, what can or cannot be bought with money. What happens when money is placed in a house of finance(simple & compound interest).

Lesson 2 – Patience

Deciding what you would like to have and saving for it. Introduction to Savings Accounts.

Lesson 3 – Moderation

Balancing life activities (sports, homework, reading, video games, helping others etc), creating a shopping list, budgeting time & money.

Lesson 4 – Responsibility

Chores at home, our responsibility for those around us and the less fortunate. Group discussion of existing challenges and possible improvements and solutions in schools and communities. Introduction to Checking Accounts.

Lesson 5 – Accountability

Becoming accountable for personal actions and taking leads in implementing solutions in family, schools, and community environment. Identifying needed resources and borrowing. Introduction to Credit Cards.

Lesson 6 – Thankfulness

Gratitude for things we already have and deciding which ones we must have and which ones we can live without.

Lesson 7 – Respect

Learn to truly respect everything that is available in our life. Identifying what is wasted and how we can change our ways and become role models for others.

Lesson 8 – Generosity

How we can make a difference in the life of others by sharing what we are thankful for! How this process helps us grow stronger as and individual, family, and community.

Lesson 9 – Truthfulness

Shopping day (from a list already created). How to do comparison shopping and not get deceived by marketing ads.

Lesson 10 – Creativity

Discovering passions and talents and how to drive them to earning money.

Advanced Level

This level concentrates on the technical aspects of finances. Facilitators are responsible for providing supplemental content on local economic systems where the program is implemented. Such content includes credit, borrowing, income, tax, investing, and retirement systems.

Lesson 1 – Consultation

Learning the decision making process and importance of involving others in this practice.

Lesson 2 – Purpose

Setting goals and objectives, defining a time period, purpose and plan of action to achieve each goal, and cost of reaching their objectives.

Lesson 3 – Saving Wealth & Banking Services

Conservation of wealth and various services offered by banks.

Lesson 4 – Budgeting

Creating a monthly financial budget based on actual income (allowance, gifts, and salary) and expenses.

Lesson 5 – Reliability

Learning the details of how credit cards work and how to benefit from them.

Lesson 6 – Credit Cards

Gratitude for things we already have and deciding which ones we must have and which ones we can live without.

Lesson 7 – Earnings & Basic Taxes

Preparation for earning an income and how basic taxes work.

Lesson 8 – Selflessness

Saving for retirement and how basic retirement accounts work.

Lesson 9 – Courage

Taking calculated risks for investing for future. Investments in education, children, community, stocks, mutual funds, bonds and real estate.

Lesson 10 – Entrephilanthropy

Initiating entrepreneurship for the benefit of humanity.